What is the 401(k) contribution deadline?

The 401 (k) contribution deadline is at the end of the calendar year. However, the IRS allows contributions to IRA accounts up to the tax filing deadline of the coming year. The 401 (k) contribution deadline is at the end of the calendar year. However, the IRS allows contributions to IRA accounts up to the tax filing deadline of the coming year.

When can I make 401(k) contributions for 2022?

You must make 401 (k) contributions for 2022 by the end of December 2022. You have until April 15, 2023 to make IRA contributions for 2022. Both types of plans limit how much you can contribute in each year's window. You’re reading a free article with opinions that may differ from The Motley Fool’s Premium Investing Services.

When do 401(k) contributions expire?

Many tax timelines, including the IRS rules that govern 401 (k), run on the calendar year, so your 401 (k) contributions run from Jan. 1 to Dec. 31. This is important because 401 (k) plans have an annual contribution limit and if you intend to max out your 401 (k) contributions each year, you have to do it before the deadline.